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Helpful Hints School Loans Novices Need To Know Student loans are becoming so ubiquitous, that it is difficult to find any college or graduate school student who hasn't incurred a minimum of one. However, those that lack sufficient understanding of the hazards involved with such borrowing may wind up in real trouble. Keep reading to become an educated prospective borrower. Think carefully in choosing your repayment terms. Most public loans might automatically assume a decade of repayments, but you might have an option of going longer. Refinancing over longer time periods can mean lower monthly premiums but a more substantial total spent over time because of interest. Weigh your monthly cash flow against your long term financial picture. Consider using your field of work as a way of experie

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